Super & Property

Limited Recourse Loan Arrangements

Integrated Solution

The limited recourse loan arrangement strategy integrates a number of different disciplines, superannuation, finance, legal, property and financial planning. Traditionally property (real estate agents) and finance (mortgage brokers) advisers have had very little if anything to do with super. However, with the limited recourse loan arrangement, their products play a crucial role in the strategy and not just in ensuring the final outcome is a profitable one.

A safe process

By starting with a professional, unbiased assessment of the appropriateness of this strategy and comparison to other strategies involving a property investment using super, will ensure and confirm that this strategy is the right one for you.

With over 20 years working with self managed super funds, Aspley Jandera is well aware of what structures need to be established to allow you to enter into this strategy. Its industry contacts also ensure that the legal documentation used to establish the various structures and agreements are less likely to put your current and future retirement savings at risk of unwanted and unnecessary additional taxes, charges, ensuring your fund maintains its compliant status now and into the future.

One of the greatest risks to this strategy are the ones that exist in the detail of the legal documentation, getting this wrong and you might be in for some expensive surprises now and or in the future.

An easy process

While specialising in the self managed super fund industry, Aspley Jandera also has over 10 years mortgage broking experience. How much easier can it get, in confirming the overall strategy, Aspley Jandera can also explore and provide you with a finance solutions. You should be aware that a number of options exits in terms of how and how finances this strategy.

The only thing you need to do now is add your property to the process.

If you don't have a property in mind Aspley Jandera can also assist you with a broad range of investment properties or put you in touch with various property advisers including real estate agents and property buyers agents to ensure the right property is found for your fund's particular circumstances.

You drive the process

Importantly though, this is not a sales driven process. Yes the strategy can be powerful one in maximizing your future retirement savings. However, there are other options which may carry fewer risks and provide better outcomes.

Our service is about you. This is a long term strategy and commitment, not being happy with how things are structured will not make your journey to retirement a pleasant one.